iPhone Processing Changes The Way We Do Business, Again

Personal Finance 7/13/2019 7:29:00 AM 7/13/2019 7:29:00 AM

7/13/2019 7:29:00 AM 7/13/2019 7:29:00 AM 17 17

Small business owners and traveling salespersons are suddenly finding that collecting payments is becoming easier. The advent of the internet has brought about significant and beneficial changes to the business landscape; that fact cannot be ...

What Does Refinancing Do to Your Credit Score?

Personal Finance 7/13/2019 7:21:00 AM 7/13/2019 7:21:00 AM

7/13/2019 7:21:00 AM 7/13/2019 7:21:00 AM 46 46

Refinancing can have many benefits. Maybe you need a little extra cash to renovate your home, or maybe you want to roll unsecured debt such as credit card balances into your home loan. In many situations, it makes sense, but before you apply for the loan, it's worth considering all of the implicatio

Can I Get Social Security Retirement at 60?

Personal Finance 7/12/2019 7:26:00 PM 7/12/2019 7:26:00 PM

7/12/2019 7:26:00 PM 7/12/2019 7:26:00 PM 36 36

Social Security retirement benefits are highest for those who wait. If you retire at age 70, you receive a larger monthly benefit than if you retire at age 62. Social Security provides three kinds of benefits -- retirement, survivors and disability. You can receive disability or survivors benefits a

Government Grants for Energy Efficient Homeowners

Personal Finance 7/12/2019 7:15:00 PM 7/12/2019 7:15:00 PM

7/12/2019 7:15:00 PM 7/12/2019 7:15:00 PM 29 29

Green living is a topic many energy efficient homeowners begin to research when looking to save money on heating and cooling costs. Government grants are available to energy efficient homeowners who want to upgrade or update their homes in order to meet clean energy standards. Installing water heate

Can I Use IRA Money to Pay Tuition?

Personal Finance 7/12/2019 7:22:00 AM 7/12/2019 7:22:00 AM

7/12/2019 7:22:00 AM 7/12/2019 7:22:00 AM 24 24

Congress created individual retirement accounts (IRAs) as a way for people to save for retirement. IRAs have evolved, however, into more diverse investments thanks to laws that relax the tax penalty on certain types of early withdrawals, including those used to pay for qualified higher education exp

How to Purchase Probate Properties

Personal Finance 7/12/2019 7:20:00 AM 7/12/2019 7:20:00 AM

7/12/2019 7:20:00 AM 7/12/2019 7:20:00 AM 19 19

Purchasing probate properties are potentially profitable investments. Real estate in probate is often sold in as-is condition for below-market price, when heirs want to turn their properties quickly into cash without having to take on any additional repair work. Heirs of a property would also like t

How to Rebuild Credit After Collections

Personal Finance 7/12/2019 7:18:00 AM 7/12/2019 7:18:00 AM

7/12/2019 7:18:00 AM 7/12/2019 7:18:00 AM 35 35

A credit account, such as a credit card, becomes a collections account after you stop paying as agreed. The account is closed by the creditor and is listed internally as a write-off for tax purposes. Meanwhile, your credit report is updated to show that the account has been "charged off" -- another

Government Help for Single Mothers Trying to Buy a Home

Personal Finance 7/12/2019 7:08:00 AM 7/12/2019 7:08:00 AM

7/12/2019 7:08:00 AM 7/12/2019 7:08:00 AM 22 22

The government recognizes the difficulty single mothers have trying to purchase a home, so different government agencies provide grants and loans for single parents. Most of these programs give mothers the opportunity to choose where they would like to live. Assistance can come in the form of grants

Financial Help With Bills

Personal Finance 7/11/2019 8:10:00 PM 7/11/2019 8:10:00 PM

7/11/2019 8:10:00 PM 7/11/2019 8:10:00 PM 18 18

Whether you are unemployed, have your hours cut back, or have difficult making ends meet, you may be having difficulty paying your bills or paying them on time. If you need financial help with bills, there are several methods of receiving assistance that might help for a short or long period of time

401k When Quitting

Personal Finance 7/11/2019 8:06:00 PM 7/11/2019 8:06:00 PM

7/11/2019 8:06:00 PM 7/11/2019 8:06:00 PM 30 30

Your 401k plan allows you to save for retirement and defer taxes on your investment gains until you reach retirement age. Deciding what to do with your 401k when you quit your job can have an important impact on your investment future and can potentially have an immediate impact on your current tax

Introduction To Basics of Forex Trading

Personal Finance 7/11/2019 8:05:00 PM 7/11/2019 8:05:00 PM

7/11/2019 8:05:00 PM 7/11/2019 8:05:00 PM 26 26

The word Forex refers to the trading in currencies, and a huge number of people are beforehand doing this for earning an upright buck. The currencies of many countries get exchanged every day, enabling traders ...

Employment Retirement Plans

Personal Finance 7/11/2019 7:52:00 PM 7/11/2019 7:52:00 PM

7/11/2019 7:52:00 PM 7/11/2019 7:52:00 PM 41 41

Employer-sponsored retirement plans are set up through your employer and are designed to help you save money for your retirement by deferring taxes on the money in the account. This allows you to grow your retirement savings, often resulting in a larger amount than you might otherwise be able to acc

How do I Compare a Roth to a Regular IRA?

Personal Finance 7/11/2019 5:08:00 PM 7/11/2019 5:08:00 PM

7/11/2019 5:08:00 PM 7/11/2019 5:08:00 PM 25 25

The federal government created traditional individual retirement accounts in 1974 to give taxpayers a financial incentive to save for retirement. In 1997, the federal government created Roth IRAs to provide another incentive. Traditional IRAs offer tax-deferred savings for retirement while Roth IRAs

When Can You Collect Social Security Benefits?

Personal Finance 7/11/2019 4:14:00 PM 7/11/2019 4:14:00 PM

7/11/2019 4:14:00 PM 7/11/2019 4:14:00 PM 35 35

The United States government provides Social Security benefits to retired and disabled Americans, and dependents that survive a deceased family member. The amount of benefits available through the program hinges on the amount of Social Security tax paid into the program by the benefits recipient dur

How to File Unemployment Online for Missouri

Personal Finance 7/11/2019 12:19:00 PM 7/11/2019 12:19:00 PM

7/11/2019 12:19:00 PM 7/11/2019 12:19:00 PM 40 40

The Missouri website for filing an unemployment insurance claim enables Missouri residents to file a new claim, a renewed claim or a weekly claim. There is no fee for using this service, which is available 24 hours a day except from 11:30 p.m. Central Time on Saturday to 12:31 a.m. Sunday. Claims st

When Will I Have Decent Credit After a Chapter 13 Bankruptcy?

Personal Finance 7/11/2019 10:54:00 AM 7/11/2019 10:54:00 AM

7/11/2019 10:54:00 AM 7/11/2019 10:54:00 AM 59 59

Chapter 13 bankruptcy is a legal proceeding in which a federal court reorganizes your outstanding debts, allowing you to repay your creditors over a long period of time, ranging from three to five years. Although filing for Chapter 13 protection helps you get your finances in order, it severely dama

Colorado Grants & Scholarships

Personal Finance 7/11/2019 9:21:00 AM 7/11/2019 9:21:00 AM

7/11/2019 9:21:00 AM 7/11/2019 9:21:00 AM 43 43

Students who hold residency in Colorado, or attend Colorado postsecondary institutions, can obtain educational funding through school-based scholarship programs, state-sponsored grants and private foundation. Each funding program includes specific eligibility requirements and usage guidelines. Certa

Closed Account Check Laws in California

Personal Finance 7/11/2019 4:04:00 AM 7/11/2019 4:04:00 AM

7/11/2019 4:04:00 AM 7/11/2019 4:04:00 AM 33 33

When a consumer closes a checking account, he must leave a balance for any outstanding checks to clear. When an account lacks funds to clear a check, the bank returns it as non-sufficient funds (NSF) item. A person may face financial and criminal penalties for issuing a check on a closed account whe

What Is the Best Type of IRA if I Am Retired?

Personal Finance 7/11/2019 3:49:00 AM 7/11/2019 3:49:00 AM

7/11/2019 3:49:00 AM 7/11/2019 3:49:00 AM 34 34

IRAs are individual retirement accounts or sometimes they are referred to as individual retirement arrangements. These accounts help you save money for your retirement. You may invest in a variety of investments, but you may also choose between different types of IRAs. There are two basic types of I

How to Eat Cheap in Stillwater, Oklahoma

Personal Finance 7/11/2019 3:47:00 AM 7/11/2019 3:47:00 AM

7/11/2019 3:47:00 AM 7/11/2019 3:47:00 AM 29 29

Eating out on a budget in Stillwater, Oklahoma, is an easy thing to do. As a college town, local restaurant owners understand that their patrons are usually on tight budgets. Many of them offer excellent prices, great food and good service.